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How to read the results
Monthly price is what the carrier charges for the amount, term and health class you chose, billed each month. Rate class is the underwriting tier this quote reflects; underwriting will verify it after you apply. Exam indicates whether the carrier requires a paramedical checkup; many instant-decision programs waive it for qualified applicants. A.M. Best shows the carrier's financial stability rating.
Click Apply to open a secure application with your information already filled in. The carriers' application platform runs it and Susman Insurance Agency, a licensed California agency (License 0B75129), manages it. You can pause and come back; nothing is final until you have a policy.